Give With a Full Heart and Inquiring Mind
Inquiring minds wants to be sure their money is going to an organization which is trustworthy and puts their donation into services rather than administration pay. Sometimes, smaller programs have a better track record than the behemoths. Check any charity on one of these sites before compassionately handing over your hard-earned money:
Better Business Bureau’s Wise Giving Alliance
Keep the following in mind before making a donation:
Donate on a website instead or over the phone where a big chunk of the donation goes to the middle man.
Beware of those who call or solicit you on the street for a donation in support of any first responders whether police, sheriff, fire or military.
Never give a cash donation to someone you do not know.
Never give a credit card donation over the phone. Ask for the web address and donate there.
Did you donate via text message? Go to for a receipt of the donation and know that it works with one-time donations that show up on a cell phone bill
Target Your Objective
Think about how you want to support a charitable organization. Target the one you want and make a bigger contribution there rather than making a bunch of small donations sprinkled all over the place. A bigger difference is made this way. More good can come from it. Sometimes, all it takes is one donation to a cause that affects you personally. Give to groups which have helped someone you know, to your child’s school or any place else you feel will put your donation to work for those in need.
Your Money, Your Time, Your Donation
It can be easy to whip out a credit card and make an online donation is an amount too large to pay off when the balance is due. Instead, wait until the balance is paid off on one card and then use it to make the donation in a more affordable amount. Then pay that off before the due date. The reason for this is spelled out in a how-to article by those who write regularly about money topics. Just know that keeping your credit report in excellent standing is the key to obtaining a new home, job, car or a higher credit limit, which in turn can lead to giving more in the following year. If money is an issue, why not clean out closets, drawers and storage units for items not being used anymore? There are so many places that will take clean clothes, (adult or child), furniture, kitchen and home appliances and needs, and food. These are just as badly needed as money and easier on the budget. Ask for a receipt if you think the value of the items given is $250 or more. Save it and use it when filing your taxes. Keep all charitable receipts in one place so they are easy to find before tax time arrives. If all giving is done for the year, total all receipts keep with tax information.
Uncle Sam Gives Back
You made smart contributions to favorite causes and included them when you filed your taxes. Now, Uncle Sam gives back to you. Plan ahead and figure out how much you can contribute and then do some math to find out how much the government will thank you for your dedication. But the real beauty in making a donation of time, goods or money is how it makes you feel. Heart busting.